JACKSONVILLE, Fla. – A Jacksonville businesswoman known for mentoring others through credit repair services and Airbnb investments returned to court on Wednesday.
A judge in her civil fraud case ruled that Janay White misled clients and failed to follow court orders. On Wednesday, the court gave her one final chance to comply.
During the hearing, White explained why she hasn’t paid the judgment or submitted complete financial records.
“I feel like I fully complied because I did everything that I could in my power to get the information,” White said.
In July, White was held in contempt for failing to prove she couldn’t pay the over $35,000 owed. A civil arrest warrant was issued, but police never arrested her because, according to court documents, they were unable to locate her.
Chris Dempsey, the plaintiff’s attorney, pressed in court, asking where the money went.
He played a video White posted on social media addressing her clients.
“Ain’t nobody getting their money back. If you feel like I owe you a refund, take me to court. And we will let a judge decide,” she said in the video.
White claimed she put her clients’ money into a PNC bank account but did not provide any bank records from that account.
“When I read the sheet, the way I comprehended the sheet, it said to produce records for the last 12 months for my business. I never did any other accounts or got any statement since 2023, so I don’t have it,” White explained.
Her attorney stated that her 2020 and 2021 tax returns and bank statements for the last 12 months were submitted.
However, White did not file tax returns for the past three years — 2022, 2023, and 2024 — the period when the plaintiff claims the issues occurred.
“I’m gonna let her hang herself with it. She did a lot of back and forth and a lot of contradictory statements, and we have all the evidence that we need,” plaintiff Rayvon Griffin-Bright said.
Court records indicate Janay White profited more than $1.2 million from over 100 people who paid for investment or credit repair services.
Some clients testified in court Wednesday. One said they paid White $2,050.
“I think that the judge now sees that she needs to produce more documentation, based on what happened in there. She doesn’t have a lot of time left, and I think during that time, Rayvon’s lawyer can really poke holes into the evidence they don’t want to provide,” said Ashley “Buddy” Wilson, who invested $56,000 with White.
White’s attorney maintained in court that profits were not guaranteed.
Meanwhile, Dempsey vowed he will not stop “until justice is served.”
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